If you can show that the accident was caused by the failure of your 
employer to provide you with a safe system of work, you will be able to 
bring a claim against your employer. Your employer will be held liable 
for his employees if they are negligent in the course of their employment. 
Most employers will be covered by employers liability insurance and 
indeed are obliged by law to have such cover. The claim will therefore 
usually be dealt with by your employers insurance company.

Your employer is also under a heavy burden to provide adequate 
training for any tasks you may have had to undertake. One of the most 
common types of work accident is when an employee is not given 
adequate training in how to lift or move heavy items. Your employer 
must also conduct a risk assessment of any potentially hazardous task. 

Although, the obligation on employers is strict, it does not follow that 
just because you are injured whilst in the workplace that you will be 
entitled to bring a claim. We can fully advise you. You may well be 
entitled to statutory sick pay whilst away from work and often you will find 
that your employers will pay you whilst you are away from work. Please 
note that is you do receive wages or salary from your employer whilst 
you are away from work then you will only be able to recover that from 
the insurers if your contract of employment contains an obligation to 
repay such monies to your employer.

You should also ensure that the accident is properly noted in the firms 
accident record book and that you make a full note of the names and 
address of all witnesses to the accident if there were any. Obviously, the 
assessment of liability in respect of such claims is complex and the 
sooner you seek our advice the quicker we will be able to assist you.

Accident not your fault ?

Providing that the accident is clearly not your fault, we will act for you 
under the terms of our Conditional Fee Agreement. This will ensure 
that you have no legal costs to pay. These will be recovered in full 
from the other part.

Legal Expense Cover

Sometimes, you will find that you already have legal expense cover to 
bring a claim. Please remember that it is your right to choose a Solicitor 
that you wish to represent you in the conduct of your claim. You may use 
the Solicitors that will be nominated by your insurance company but 
clearly their obligation will be to the insurance company who refer the 
work to them. 

Independence

We are totally independent and will be your Solicitor acting in your 
interest. We believe that it is in your interest to instruct your own Solicitors 
who are independent of insurance companies. 

Expertise

We are members of The Law Society Personal Injury Panel and have 
been vetted by The Law Society to ensure that we can deal with personal 
injury claims to the highest standards. We have recovered millions of 
pounds for thousands of clients and have been dealing with personal 
injury claims for over 30 years. 

Damages to be Recovered

Please note that we are fully conversant with all heads of damage to 
which you will be entitled and will include the following in the claim:-

•    Damages for personal injury. The value of which will vary on the 
     nature   of the injury and on how long recovery lasts and whether 
     the injury stops  you from working or pursuing other activities. 

•    Loss of earnings of loss of profit if you are self employed.       

•    Insurance excess if you are comprehensively insured.       

•    Any costs that you can reasonably argue that were incurred as a 
     result of the accident. This can include the cost of people 
     assisting  you in your day to day living if you were injured and are 
     unable to attend to your normal tasks.      

•    Damages for psychiatric and mental problems caused by the 
     accident. The assessment for this head of damage is complex 
     and you will be fully advised.      

•    Other losses that might be necessary to include such as if you 
     are away from work for a considerable amount of time then this 
     may effect your pension, also you may find that your job 
     prospects are effected. There are a number of technical heads 
     of damage which you will be fully advised of as appropriate.      

PLEASE REMEMBER THAT WE CAN ACT FOR YOU ON A 
“NO WIN NO FEE”  BASIS IF WE FEEL THAT YOUR CASE HAS 
A GOOD CHANCE OF SUCCESS. 

This means that we will recover costs from the other party. 

BE WARNED

A lot of accident management companies who claim to have expertise in the 
conduct of personal injury claim are simply selling your claim to Solicitors. 
Often, they will require you sign credit agreements to obtain expensive 
insurance which would not be recoverable from the Defendants and will 
have to come out of your damages. Some companies even make 
administration charges and take a percentage of the damages for dealing 
with the claim. This will not happen with ourselves as we have the experience 
and competence to properly deal with the claim that you make.
       

or
use our accident assessment form
or
e-mail:legal@bellandco.co.uk

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