We are very experienced in dealing with cyclist accident claims. Cyclist 
accident claims are in some way similar to motorcycle accident claims in 
that both users are very vulnerable to cars and lorries. The sort of cyclist 
accidents in which injuries are sustained are set out below:-

1. Most commonly the failure of other drivers to notice cyclists on the 
    road even when wearing brightly coloured clothing.

2. The effect of uneven road surfaces, badly maintained roads or spills 
    on the road.

3. A mechanical defect with the cycle itself which maybe caused 
    by a manufacture failure.

4.The government are at present considering whether to implement the 
European Directive which will make motorists strictly liable for any injuries 
caused or damages caused to cyclists. The effect of this directive would be 
that if you have an accident on a cycle then you would not need to prove that
it was caused by someone else's negligence.  This has not been brought into 
effect as yet but we will keep our clients posted on this issue.
   

We can further assist you with the following information:-


Accident not your fault ?

Providing that the accident is clearly not your fault, we will act for you under
the terms of our Conditional Fee Agreement. This will ensure that you 
have no legal costs to pay. These will be recovered in full from the other 
party.

Legal Expense Cover

Sometimes, you will find that you already have legal expense cover to 
bring a claim. Please remember that it is your right to choose a Solicitor 
that you wish to represent you in the conduct of your claim. You may use 
the Solicitors that will be nominated by your insurance company but 
clearly their obligation will be to the insurance company who refer the 
work to them. 

They will be obliged to advise the insurance company on the progress 
of the claim and it can happen that the insurance company who insure 
you for legal expense cover on your cycle will be linked to or even 
owned by the insurance company who insure the vehicle which caused 
the accident and then, there will clearly be a conflict of interest.      

Independence

We are totally independent and will be your Solicitor acting in your 
interest. We believe that it is in your interest to instruct your own Solicitors 
who are independent of insurance companies. 

Expertise

We are members of The Law Society Personal Injury Panel and have 
been vetted by The Law Society to ensure that we can deal with personal 
injury claims to the highest standards. We have recovered millions of 
pounds for thousands of clients and have been dealing with personal 
injury claims for over 30 years. 

We are also founder members of the Motor Accident Solicitors Society, 
the largest group of Solicitors specialising in recovering maximum 
compensation for road traffic accident claims in the United Kingdom.

Damages to be Recovered

Please note that we are fully conversant with all heads of damage to 
which you will be entitled and will include the following in the claim:-

•    Damages for personal injury. The value of which will vary on the 
     nature   of the injury and on how long recovery lasts and whether 
     the injury stops  you from working or pursuing other activities. 

•    Damage to your bicycle, any property you were carrying or clothing 
     that you were wearing at the time of the accident. 

•    Loss of your bicycle and inconvenience. 

•    Loss of earnings of loss of profit if you are self employed. 

•    Any costs that you can reasonably argue that were incurred as a 
     result of the accident. This can include the cost of people assisting 
     you in your day to day living if you were injured and are unable to 
     attend to your normal tasks. 

•    Damages for psychiatric and mental problems caused by the 
     accident. The assessment for this head of damage is complex 
     and you will be fully advised. 

•    Other losses that might be necessary to include such as if you 
     are away from work for a considerable amount of time then this 
     may effect your pension, also you may find that your job 
     prospects are effected. There are a number of technical heads 
     of damage which you will be fully advised of as appropriate. 

PLEASE REMEMBER THAT WE CAN ACT FOR YOU ON A 
“NO WIN NO FEE”  BASIS IF WE FEEL THAT YOUR CASE HAS 
A GOOD CHANCE OF SUCCESS. 

This means that we will recover costs from the other party. 

BE WARNED

A lot of accident management companies who claim to have expertise in the 
conduct of personal injury claim are simply selling your claim to Solicitors. 
Often, they will require you sign credit agreements to obtain expensive 
insurance which would not be recoverable from the Defendants and will 
have to come out of your damages. Some companies even make 
administration charges and take a percentage of the damages for dealing 
with the claim. This will not happen with ourselves as we have the experience 
and competence to properly deal with the claim that you make.

Advance Compensation

If you have had a road traffic accident in which we take the view that it was 
not your fault, we may be able to advance you part of your compensation. 
This would in effect be a payment on account of damages and would have 
to be paid out of your damages when recovered. Obviously, to make such 
an advance, we would have to be satisfied that your case was strong, the 
Defendant was properly insured and we are able to assess to value of your 
claim. 
         

or
use our accident assessment form
or
e-mail:legal@bellandco.co.uk

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