Freephone 24 Hours
0800-220-588

Tel : 0151-928-8686 
Fax : 0151-928-3261

legal@bellandco.co.uk
    



Car accidents occur as a result of negligent drivers and are one of the 
most common accidents on our roads. We are founder members of the 
Motor Accident Solicitors Society, a group of Solicitors who specialise in 
the conduct of accident claims and are particularly experienced with 
none-fault accident claims.  There are many causes of road accidents 
but the most usual ones are:-

1.  A stationary vehicle or a vehicle travelling at a low speed is hit when      
     another driver fails to stop in time and collides with the rear of your 
     vehicle. This will most commonly cause whiplash injuries to the driver 
     and passengers.
2.  When another driver does not stop at give way signs or enters onto a      
     main road when it is unsafe to so and causes a collision.
3.  Accidents at roundabouts where other drivers are entering the 
     roundabout when it is unsafe to do so or negotiate the roundabout in 
     the incorrect lane.
4.  Accidents involving heavy goods vehicles which often have substantial      
     blind spots and pull out or pull in and in doing so colliding with motor 
     vehicles.    
5.  Accident between motor cars and motorcycles. 

We can further assist you with the following information:-

Accident not your fault ?
Providing that the accident is clearly not your fault, we will act for you under
the terms of our Conditional Fee Agreement. This will ensure that you 
have no legal costs to pay. These will be recovered in full from the other 
party.

Legal Expense Cover
Sometimes, you will find that you already have legal expense cover to 
bring a claim. Please remember that it is your right to choose a Solicitor 
that you wish to represent you in the conduct of your claim. You may use 
the Solicitors that will be nominated by your insurance company but 
clearly their obligation will be to the insurance company who refer the 
work to them. 

They will be obliged to advise the insurance company on the progress 
of the claim and it can  happen that the insurance company who insure
you for legal expense cover on your vehicle will be linked to or even 
owned by the insurance company who insure the vehicle which caused 
the accident and then, there will clearly be a conflict of interest.      

Independence
We are totally independent and will be your Solicitor acting in your 
interest. We believe that it is in your interest to instruct your own Solicitors 
who are independent of insurance companies. 

Expertise
We are members of The Law Society Personal Injury Panel and have 
been vetted by The Law Society to ensure that we can deal with personal 
injury claims to the highest standards. We have recovered millions of 
pounds for thousands of clients and have been dealing with personal 
injury claims for over 30 years. 

We are also founder members of the Motor Accident Solicitors Society, 
the largest group of Solicitors specialising in recovering maximum 
compensation for road traffic accident claims in the United Kingdom.

Replacement of Hire Car

Subject to liability, we will be able to arrange a hire car whilst yours is 
being repaired. This will be subject to the hire company being satisfied 
that your claim will be successful and the arrangements for the hire will 
be between yourself and the hire company. Often, the hirer that we refer 
you to will await payment of their hire charges. Please note that 
whenever you take a hire vehicle on our recommendation you remain 
primarily responsible and liable for the hire costs whatever the outcome
of the claim and that you should appreciate that before entering into any 
arrangements with the hire company concerned.

Engineers Assessment

If you are insured on a third party fire and theft basis and your car is 
damaged then it will normally be necessary to have an engineer inspect 
your car. We use a nationwide firm of engineers who can get out to your 
car quickly to examine it and give a full report on the cost of repairs. 

Loans to Repair your Car

If you find yourself in financial difficulties with regard to the repair to the 
car then we can arrange a loan to assist you or an interim payment from 
the Defendants to repair your vehicle. This will be subject to liability 
and will be on the basis that the loan will be repaid out of any damages 
that you recover. 

Damages to be Recovered
Please note that we are fully conversant with all heads of damage to 
which you will be entitled and will include the following in the claim:-


PLEASE REMEMBER THAT WE CAN ACT FOR YOU ON A 
“NO WIN NO FEE”  BASIS IF WE FEEL THAT YOUR CASE HAS 
A GOOD CHANCE OF SUCCESS. 

This means that we will recover costs from the other party. 

BE WARNED
A lot of accident management companies who claim to have expertise in the 
conduct of personal injury claim are simply selling your claim to Solicitors. 
Often, they will require you sign credit agreements to obtain expensive 
insurance which would not be recoverable from the Defendants and will 
have to come out of your damages. Some companies even make 
administration charges and take a percentage of the damages for dealing 
with the claim. This will not happen with ourselves as we have the experience 
and competence to properly deal with the claim that you make. 

Advance Compensation
If you have had a road traffic accident in which we take the view that it was 
not your fault, we may be able to advance you part of your compensation. 
This would in effect be a payment on account of damages and would have 
to be paid out of your damages when recovered. Obviously, to make such 
an advance, we would have to be satisfied that your case was strong, the 
Defendant was properly insured and we are able to assess to value of your 
claim.
Comprehensive Insurance Excess Paid
If you are comprehensively insured then subject to liability, we will pay 
your excess and recover it from the other party.
         


or
use our accident assessment form
or
e-mail:legal@bellandco.co.uk


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